Buying a home is exciting, but the process comes with important legal documents that require careful attention. Your home purchase agreement is one of the most critical papers you will sign, outlining the terms of your offer, contingencies, and obligations as a buyer. Understanding this agreement ensures you protect your interests, avoid surprises, and navigate the transaction with confidence.

When buying a home, understanding the role of an earnest money deposit can make the difference between a smooth transaction and unnecessary stress. Earnest money shows a seller that you are serious about purchasing their property, and it often plays a key role in negotiating and securing your dream home. Knowing how it works, how much to offer, and what can happen to your deposit is essential for any buyer.

The PCE (Personal Consumption Expenditures) Index, the Federal Reserve's preferred inflation measure, has been on the rise but remains within expectations.

Although there was heavy speculation that this year's inflation would spike due to impactful tariff policies, it has largely stayed within forecasts--enough for the Federal Reserve to introduce a 25 basis point rate cut.