Buying a home requires dozens of decisions in a short period of time. Buyers compare properties, analyze numbers, gather documentation, respond to lender requests, negotiate terms, and imagine future scenarios all at once. What many do not anticipate is the mental exhaustion that follows. Decision fatigue can quietly influence choices, causing buyers to rush, oversimplify, or second guess themselves. Recognizing this pattern helps buyers maintain clarity and confidence throughout the mortgage process.

The Federal Reserve's preferred inflation indicator has come in showing that inflation is still running hotter than expected. This creates a difficult position for the Federal Reserve as it tries to balance interest rate cuts while managing inflation at the same time. Despite previous rate adjustments, inflation has remained stubbornly high.

Fixer uppers attract buyers looking for value, personalization, and long term upside. The idea of transforming a property into something uniquely yours is compelling. However, not all renovation opportunities are created equal. The real skill in buying a fixer upper is distinguishing between manageable cosmetic upgrades and deeper structural or functional limitations that can quietly erode your budget and timeline.