The Top Home Buying Regrets and How to Avoid Them

Purchasing a home is one of the most important financial and emotional decisions most people will make. While it can be exciting, it can also lead to disappointment if key factors are overlooked during the process. As a real estate professional, I often hear from buyers who wish they had done things differently. Below are the most common home buying regrets and what you can do to avoid them. 1. Underestimating Total CostsOne of the most common regrets is failing to account for the full cost of homeownership. Many buyers focus solely on the mortgage payment, overlooking additional expenses such…
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How to Buy a Home Before Selling Your Current One

Buying a new home before selling your current one can feel like walking a financial tightrope. While it allows for a smoother transition and avoids the need for temporary housing, it also requires thoughtful planning and the right strategy. If you are considering making a move without selling first, here are key factors to understand and steps to take to make the process work for you. Assess Your Financial PositionThe first and most important step is to review your financial situation in detail. Can you afford to carry two mortgages, even for a short time? Speak with a lender to…
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How Earnest Money Protects Both Buyers and Sellers

What Is Earnest Money?Earnest money is a good faith deposit that a buyer submits shortly after their offer on a home is accepted. It is typically held in an escrow account by a third party, such as a title company or real estate brokerage, until the transaction is complete. This deposit shows the seller that the buyer is serious and financially prepared to proceed with the purchase. The amount of earnest money can vary depending on the market and the price of the home, but it generally ranges from one percent to three percent of the purchase price. In more…
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