What’s Ahead For Mortgage Rates This Week – October 14th, 2024

The CPI and PPI reports delivered their data, showing inflation figures slightly below expectations. However, the positive impact of these reports was tempered by hawkish comments from Federal Reserve members during recent meetings. Despite this, the overall outlook remains optimistic, as further rate cuts are anticipated. Lending partners have also responded positively, significantly lowering their lending rates over the past month. Consumer Credit Consumer credit increased by $8.9 billion in August, following a revised $26.6 billion surge in July, the Federal Reserve reported on Monday. This represents a 2.1% annual growth rate in August, a slowdown from the 6.3% rise…
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Advice on Downsizing or Upgrading Your Home

Whether you're looking to downsize to a smaller space or upgrade to a larger home, both decisions come with their own set of considerations. Knowing the right timing, understanding the current market, and being well-prepared can make the transition smoother. Here are some insights to help you navigate either path with confidence: 1. Consider Timing and Market Conditions Timing is crucial when deciding to downsize or upgrade. In a seller’s market, you might get a higher price for your current home, but finding a new home could be more competitive. In contrast, a buyer’s market offers more options and potentially…
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Select the Best Herbs for Your Organic Garden

Growing your herbs not only enhances your meals but also adds natural beauty to your garden. Whether you have a small balcony or a sprawling backyard, cultivating herbs offers a rewarding and sustainable way to enrich your home. Let’s explore how to select the best herbs for your garden, provide them with optimal growing conditions, and even harvest and preserve your bounty. Plus, you’ll learn how to create flavorful herb-infused vinegars to enjoy all year long! Selecting the Best Herbs for Your Garden When choosing herbs for your garden, it's essential to consider your climate, soil type, and how much…
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