Why You Need to Be Truthful on Your Mortgage Application

There are few things better than finding your dream home and being able to afford it, but simply because you've found the perfect place doesn't mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home. Your Credit History Tells All It can be tempting to bump up your salary or make some hefty deposits into your savings account. However, lenders will be taking a look at…
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Are You Ready for Home Ownership? Find Out by Answering These 4 Questions

Do you ever dream about a larger, roomier, or more luxurious living space? Or perhaps just want to experience the joy of owning your own home and building your net worth instead of renting? Let's explore a few questions that can help to answer whether or not you're ready for a new lifestyle as a homeowner. Can You Realistically Afford To Buy A Home? The first consideration to make is a financial one: can you afford it? Buying a home is a significant financial investment. In most cases, you'll need to manage monthly mortgage payments for many years. The good…
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First Things First, What To Do Upon Moving Into Your New Home

If you have purchased a new home and are going to move in soon, what are the first few things that you will need to do upon moving into your new home? Moving can be very stressful, but having a checklist can make your move to a new home effortless. Here are 6 easy steps that can eliminate any frustration and help you feel safe and secure:  Change Your AddressYou will need to change your address for all magazine subscriptions, bills, and other services. You can update your mailing address online or visit your local post office to find out…
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