What’s Ahead For Mortgage Rates This Week – February 17th, 2026

In an unexpected turn, the Consumer Price Index (CPI) showed that inflation came in cooler than expected for the month of January, falling to a five-year low. The jobs report showed that unemployment numbers came in worse than expected, perhaps signaling further hesitation from the Federal Reserve, despite inflation data coming in favorably. This is also in light of retail sales data showing that, when accounting for post-holiday trends, retail activity has hit a significant slump. This suggests that Americans’ buying habits have changed substantially from the prior year, offering further insight that price pressures are still present at current…
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The Cost of Waiting for the “Perfect” Home

Many buyers delay decisions while waiting for a home that checks every box. While patience is valuable, perfection often creates paralysis. Understanding the difference between standards and unrealistic expectations helps buyers move forward with confidence. Perfection Is SubjectiveWhat feels perfect today may not feel perfect next year. Needs change, preferences shift, and priorities evolve. Holding out for flawlessness can delay progress indefinitely. Opportunity Has a WindowHomes that align well with budget, location, and lifestyle do not appear endlessly. Buyers who hesitate too long often miss strong opportunities that were well-suited. Compromise Is StrategicEvery purchase involves trade-offs. Smart buyers decide which…
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Why Square Footage Is Overrated for Most Buyers

Many buyers start their search with a specific number in mind. Square footage. While size matters, it is rarely the deciding factor in long-term satisfaction. How space functions often matters far more than how much of it exists. Unused Space Creates Hidden CostsRooms that are rarely used still require maintenance, heating, and furnishing. Buyers often realize later that extra space added expense without improving daily life. Layout Drives ComfortA well-designed smaller home can feel more comfortable than a larger home with poor flow. Natural light, storage placement, and room connection shape how space feels. Lifestyle Changes Over TimeNeeds evolve. Flexible…
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