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24 Feb 2025

What’s Ahead For Mortgage Rates This Week – February 24th, 2025

Financial ReportsFinancial Report, Jobless Claims, Mortgage Rates

The most impactful report released last week was the regular Consumer Sentiment reports, which have indicated the more recent concerns rising food costs have soured the view on the current state of the economy for the U.S. The talks between the Federal Reserve members have also slanted in a negative direction as they feel they still do not have a strong grip on inflation. With the Trump administration also shaking things up in the office with their views on Tariffs, the land lending and broader markets have seen a lot of turmoil and uncertainty about the future. There should be…

Do I Need Flood Insurance Coverage For My Home?

Homeowner TipsFlood Insurance, Home Insurance, Home Protection

One of the most important overlooked form of insurance for homeowners is Flood Insurance. Flood damage is not covered on a typical homeowners insurance policy. Although sometimes FEMA (the Federal Emergency Management Agency) provides help for victims of flood damage, it does not provide coverage for personal property, and is often defined as a loan and must be repaid. Flood Insurance for Homeowners: What Does it Cover? Depending on the type of flood insurance you carry, it covers various things. The basic coverage on a flood insurance policy covers the structure of the home, which would also include permanently installed…

How to Make a Winning Counter-offer Without Losing the Buyer

Home Buyer TipsCounter Offer, Home Selling Tips, Real Estate Negotiation

Crafting a counter-offer that doesn't scare away a potential home buyer can be tricky. You want to maximize your sale price while still keeping the deal attractive enough for the buyer to stay engaged. A well-crafted counter-offer strikes a balance between protecting your interests and meeting the buyer's needs. The key is to approach negotiations strategically, ensuring that your counter doesn't feel like a rejection but rather a step toward a mutually beneficial agreement. Here are five tips to help you through the process while keeping the buyer interested: 1. Keep Emotions in Check Avoid letting your emotions drive the…