What’s Ahead For Mortgage Rates This Week – July 21st, 2025

While inflation has slowed down since the pandemic, it is showing a faster-than-expected rise for consumers, as the CPI (Consumer Price Index) has reported a higher than expected 0.3% increase, contrasted to the 0.2% expected increase. Meanwhile, the PPI (Producer Price Index) has proven to be entirely flat, with the largest takeaway being that signs of tariff-related inflation are — at best — scattered among data reports, leading to many speculating that the impacts have been overestimated. Given continued inflation for consumers, it is very unlikely the Federal Reserve will make any adjustments to the rate as it adopts a…
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From Search to Keys How Long Does Buying a Home Take

Buying a home is an exciting journey, but it can also feel overwhelming if you are not sure what to expect. One of the most common questions from homebuyers is how long the process takes from start to finish. The answer depends on several factors, but knowing the general timeline can help you plan and reduce stress. The Home Search PhaseFinding the right home can take anywhere from a few weeks to several months. This phase includes deciding what you want in a home, searching listings, attending showings, and narrowing down your choices. Some buyers find their perfect home quickly,…
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The Truth About Buying a Home with No Money Down

For many first-time homebuyers, the idea of purchasing a home with no money down sounds too good to be true. It is often advertised as a dream scenario, but the reality is more nuanced. There are options out there that allow for low or no down payment, but they come with specific requirements and considerations. Understanding these options can help you make a smart and informed decision as you plan your path to homeownership. Understanding No Money Down ProgramsThere are a few loan programs that offer the possibility of buying a home without a down payment. Two of the most…
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