Blog – Page 3 of 634

27 Oct 2025

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

Financial ReportsFinancial Report, Jobless Claims, Mortgage Rates

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations. It’s worth noting that under the new policy, more data will be simulated rather than collected from broader sources, there is still a significant degree of data collection. This was followed by the Consumer Sentiment report, which suggests that the economy may be gaining momentum again, as sentiment has risen and broken its recent downtrend. Although many reports are still delayed due to the government shutdown, some essential releases have started to be prioritized. With the…

How to Compete Against Cash Buyers and Win

Home Buying TipsBuyer Strategy, Home Buying Tips, Mortgage Pre-Approval

In today’s competitive real estate market, buyers often find themselves going up against all cash offers. It can be discouraging to see a dream home slip away to someone who can pay outright. However, buyers who use financing still have powerful ways to compete, and win, when they approach the process strategically. Get Preapproved, Not Just PrequalifiedA mortgage prequalification is a good starting point, but a full preapproval shows sellers that your financing is solid. It demonstrates that a lender has verified your income, credit, and assets. With a preapproval letter in hand, you send a message to the seller…

The Hidden Costs of Homeownership and How to Prepare for Them

Home Buyer TipsHome Budgeting, Home Maintenance, Property Taxes

Buying a home is one of life’s biggest milestones, but it also comes with ongoing responsibilities that many first-time buyers overlook. The purchase price and mortgage are only part of the picture. Once the excitement of closing day fades, new homeowners often discover a range of hidden costs that can affect their monthly budgets and long-term financial stability. Regular Maintenance and RepairsEvery home, no matter how new, requires upkeep. From cleaning gutters to servicing heating and cooling systems, routine maintenance helps prevent expensive problems down the road. Experts often suggest setting aside one to three percent of your home’s value…