Tips For Selling Your Home In The New Year

Many people think that selling a home after the holidays and during the Winter season is a bad idea. Most people are not in the home buying mood, because they are thinking about the holidays. Also, buyers will think that you are desperate and they will give you offers that are less than list price. Advantages Of Selling Your Home Now However, there are some advantages to selling your home over the holidays and into the new year. There will be less homes on the market, so there won't be as much competition. Also, buyers will likely be on their…
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Missed a Mortgage Payment? How to Ensure It Doesn’t Affect Your Credit Score

If you pay attention to your credit rating, you may be well aware that a single late payment reflected on your credit report can result in a decline in your scores. In some cases, the decline can be rather significant, and you will have to work hard to make regular payments over a period of time to show that you remain creditworthy and to rebuild your credit score. It is far better to avoid late payments altogether than to deal with the stress and ramifications of a late payment on your credit report. If you have already missed the due…
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Home Expenses Include Far More Than Just the Down payment

If you are thinking about purchasing your first home in the near future, then you need to be aware of the costs that you are going to take on. When you are looking at the cost of a home, it is very tempting to focus on the sticker price of the home. Even though the down payment is going to be the largest check you are going to write, this is not the only cost that you are going to pay. There are numerous other costs for which you need to budget as well. By thinking about all of these costs…
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