Buying a home is one of life’s biggest milestones, but it also comes with ongoing responsibilities that many first-time buyers overlook. The purchase price and mortgage are only part of the picture. Once the excitement of closing day fades, new homeowners often discover a range of hidden costs that can affect their monthly budgets and long-term financial stability. Regular Maintenance and RepairsEvery home, no matter how new, requires upkeep. From cleaning gutters to servicing heating and cooling systems, routine maintenance helps prevent expensive problems down the road. Experts often suggest setting aside one to three percent of your home’s value…