What’s Ahead For Mortgage Rates This Week – October 20th, 2025

The government has been facing a shutdown for the past 19 days with continued obstinacy from both parties, largely over healthcare subsidies. As a result, there will be few major reports this week, the most notable being the Federal Reserve’s Beige Book, which indicates that the U.S. economy is once again showing signs of slowing. Federal Reserve Chairman Jerome Powell also provided comments on the current inflation outlook, noting that multiple private and public data sources show inflation remains largely within projections. He added that the Fed will maintain its current monetary policy stance despite the ongoing government shutdow. There…
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How Walkability Scores Impact Home Value

When buying a home, location is often cited as the most important factor. One element of location that has gained attention is walkability. Walkability scores measure how easy it is to access amenities like grocery stores, restaurants, schools, and parks by walking. Understanding walkability can help buyers evaluate lifestyle benefits and potential resale value. What a Walkability Score MeansWalkability scores typically range from zero to one hundred, with higher scores indicating more pedestrian-friendly areas. A high score often correlates with convenience, accessibility, and vibrant community life. Buyers value neighborhoods where daily errands can be accomplished on foot, which can influence…
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Should You Waive Contingencies in a Competitive Market

In a competitive real estate market, buyers often hear about waiving contingencies to make their offer more attractive. While this strategy can help secure a home in high-demand areas, it also comes with risks that should be carefully considered before deciding. What Are ContingenciesContingencies are conditions in a purchase agreement that protect buyers. Common contingencies include home inspections, appraisals, and financing. They give buyers the option to back out or renegotiate the deal if certain criteria are not met, providing a safety net during the purchase process. When Waiving Makes SenseWaiving contingencies can make an offer stand out when multiple…
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