Beyond the Mortgage Payment What Homeownership Really Costs

Owning a home is a major milestone and a meaningful investment. It offers stability, personal freedom, and the chance to build equity over time. However, while many buyers focus on saving for the down payment and qualifying for a loan, there are additional expenses that often catch new homeowners off guard. Understanding the hidden costs of homeownership can help you prepare financially and avoid surprises. Property Taxes and InsuranceOnce you own a home, you are responsible for property taxes, which vary depending on your location and the value of your property. These are recurring costs that can increase over time.…
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How to Tell If a Home Purchase Price Is Truly a Good Deal

Buying a home is one of the largest investments most people will make. It is exciting, but it can also feel overwhelming, especially when you are trying to decide whether the home you love is priced fairly. So how do you know if you are getting a good deal? The answer involves more than just looking at the listing price. Here are the key factors to consider. Compare Similar Homes in the AreaThe best way to evaluate a home’s value is to compare it to recent sales in the neighborhood. These are often referred to as comparable sales, and they…
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